Yearly Percentage Rates (APR)

Yearly Percentage Rates (APR)

The LightStream Blog

Many thanks quite definitely for handling my loan therefore quickly! You dudes would be the most readily useful!

My whole procedure of doing the mortgage application and receiving the funds ended up being about 48 hours! We liked that I received the choice on when you should have my loan deposited into my account, and I also surely could select my month-to-month draft date for repayments! Many Many Thanks LightStream! We shall absolutely suggest them to other people.

I really could never be happier with LightStream. I happened to be incredibly satisfied with my interest that is low rate. They enable you to know up front that approval of funds and reduced interest levels are susceptible to a high credit history and searching for car re re payment. I got eventually to select a delivery date and I also chose in the future in order to prevent charges by my banking establishment. Other loan providers had been offering me approval rates of interest at TRIPLE the thing I got from LightStream. Certainly will make use of their solutions once more if the necessity arises.

I wish to thank you for the support and great customer support. Must I require your solutions as time goes by, i might maybe maybe not wait to get hold of you.

Find out about just exactly how LightStream loans can be used to fund:

    • Vehicle Loans
    • Automobile Refinance
    • . Or any other funding requirements!

* Your loan terms, including APR, may vary centered on loan function, quantity, term size, as well as your credit profile. Price is quoted with AutoPay discount. AutoPay discount is available ahead of loan capital. Prices without AutoPay are 0.50% greater. Susceptible to credit approval. Conditions and restrictions use. Advertised prices and terms are susceptible to alter without warning.

Re Payment example: monthly obligations for a $10,000 loan at 5.95% APR with a term of 36 months would end in 36 monthly premiums of $303.99.

Optimum APR for a LightStream loan is 17.29%.

1 After getting your loan if you are not completely satisfied with your experience, please contact us from us. We will e-mail you a questionnaire therefore we could enhance our solutions. Whenever we get your finished questionnaire, we are going to give you $100. Our guarantee expires thirty days once you get your loan. We reserve the proper to alter or discontinue our guarantee whenever you want. Restricted to one $100 re re payment per funded loan. LightStream and SunTrust teammates usually do not qualify for the mortgage Experience Guarantee.

2 we have been therefore confident into the competition of y our rates of interest that people will beat a pastime price (APR) presented by just about any loan provider by. 10 percentage points, if one other lender’s price fulfills the stipulations described below:


  • The lender’s rate of interest (APR) should not be supported by any third-party plans such as for instance vehicle maker subvention re payments (with prices as little as 0.0per cent APR), other maker discounts, price buy-downs by vehicle buying services, or just about any other comparable third-party subsidized price offerings.
  • The lender’s interest rate offer needs to be generally speaking accessible to each of its clients whom share an identical credit risk profile (in order that employee-discount programs or other unique, limited financing programs will never qualify).
  • LightStream shall provide an interest rate that is. 10 portion points underneath the certain price made available from a lender that is competing.


  • The attention price (APR) must certanly be when it comes to loan that is same, loan term, loan function and re re payment technique (car debit or invoice) being on offer by LightStream. The offer pertains to fixed-rate loans just. Variable-rate loans try not to qualify.
  • You should be authorized for the other lender’s interest price (APR).
  • If required by us, you will have to provide LightStream with proof, to its satisfaction, that the other lender’s interest (APR) meets the Rate Beat system conditions and terms described right here. This can add an approval page, loan document containing the APR, or other paperwork that LightStream discovers enough.
  • This offer expires in the event that stipulations aren’t pleased just before 2 p.m. Eastern time in the company prior to loan funding day.

These stipulations are susceptible to alter whenever you want.

Company Hours (Eastern time)

Customer care Monday – Friday: 9 a.m. To 8 p.m. & Saturday: Noon to 7 p.m.

Application Processing Monday – Friday: 9 a.m. To 8 p.m. Saturday & Sunday: Noon to 6 p.m.

Mailing Address PO Box 117320 Atlanta, GA 30368-7320

Truist Bank is definitely an Equal Housing Lender. © 2020 Truist Financial Corporation. SunTrust®, Truist, LightStream®, the LightStream logo, while the SunTrust logo design are solution markings of Truist Financial Corporation. All the other trademarks would be the home of the particular owners.

At LightStream, we care in regards to the environment and, more to the point, we you will need to do something positive about it. For just one, we now have developed a virtually paperless customer loan experience at LightStream. Through the elimination of paper nearly completely through the LightStream loan procedure, we not merely conserve our normal resources but we spend less on expenses as well, better allowing us to supply you interest that is highly competitive.

In addition, for almost any loan that individuals fund for our clients, we’re going to have a tree planted in just one of our country’s delicate habitat communities currently under renovation.

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